*Example is subject to all applicable FHA guidelines and program requirements and is based on monthly payments on a 30-year fixed rate FHA loan program. Interest rate is based on a 5.125% APR as of 9/30/09. Rate and APR will vary based on factors such as points, loan amount, loan-to-value, borrower's credit, property type and occupancy. Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance and mortgage insurance if applicable. Prices, terms and specifications are subject to change without notice. See a Community Representative for details. ©2009 The Rottlund Company, Inc.